Learn the easy way to make a BNI credit card, either offline, online, or by post, with detailed steps and requirements that need to be met.

Credit cards have now become a very practical and efficient payment tool. Many banks offer credit cards with various advantages and conveniences to facilitate financial transactions.

One of the banks that offers credit card services is Bank Negara Indonesia (BNI). If you are interested in having a BNI credit card, you can apply in several ways, namely offline, online, or even by post.

Each method has different advantages and processes, but all are quite easy to do. The following is a complete guide on how to make a BNI Credit Card, either offline, online, or by post.

How to Make a BNI Credit Card Offline

Even though the digital world is growing, many people still feel more comfortable taking care of credit card applications directly at the bank.

Applying for a BNI credit card offline gives you the opportunity to get clearer information from bank officers and minimize errors in filling out the form. Here are the steps to apply for a BNI credit card offline:

  1. Visit the Nearest BNI Bank: The first step is to visit the nearest BNI Bank branch from your location.
  2. Take a Queue Number at the Customer Service Desk: Upon arrival at the bank, you must take a queue number to be served by Customer Service (CS).
  3. Wait for your queue number to be called: Wait until your queue number is called by the CS officer.
  4. Credit Card Application Form Filling: After your number is called, the officer will give you a credit card application form. Fill out the form completely and correctly. Do not hesitate to ask if there is anything unclear.
  5. Submitting the Form and Required Requirements: After filling out the form, submit the completed form along with the required documents such as a photocopy of your ID card, pay slip, and proof of address.
  6. Application Verification and Approval: After you submit all documents, the bank will verify the data you provide. If all data is correct, your credit card application will be processed and approved.

Applying for a BNI credit card offline has the advantage of direct supervision and consultation with officers who can provide more in-depth information.

How to Make a BNI Credit Card Online

In this digital era, applying for a credit card can be done very easily without having to leave the house. BNI provides online credit card application services that can be done through their official website. Here are the steps to create a BNI credit card online:

  1. Open a Browser on a Laptop or Mobile Phone: Start by opening a browser on your device, either a laptop or mobile phone.
  2. Access the BNI Credit Card Application Page: Visit the official BNI credit card application site at https://applykartukredit.bni.co.id/bni.
  3. Click “Apply for Credit Card”: On the main page, select the button to apply for a credit card by selecting the “Apply for Credit Card” option.
  4. Prepare Document Requirements: Before continuing the application, make sure you have prepared documents such as e-KTP and a selfie photo.
  5. Agree to Disclaimer and Continue: On the Disclaimer page, select “OK” to continue, then click the “Continue” button.
  6. Select BNI Credit Card Type: Select the type of BNI credit card that suits your needs, such as BNI Visa credit card, BNI MasterCard, or other available credit cards.
  7. Upload e-KTP Photo and Selfie: Upload your original e-KTP photo and selfie photo according to the instructions on the site.
  8. Enter Personal Data: Fill in the form with complete personal information, including full name, NIK, place and date of birth, gender, mobile phone number, email, and referral code (if any).
  9. Click “Continue”: After filling in all the data correctly, click the “Continue” button and follow the next instructions until the process is complete.
  10. Data Verification: After the application is complete, an officer from BNI will contact you by phone to verify the data. Make sure you answer the call so that the credit card application can be processed immediately.

Applying for a BNI credit card online provides convenience without having to leave the house, making it very practical and fast.

How to Make a BNI Credit Card by Post

If you prefer to apply for a BNI credit card through the traditional method, you can also do it by post. Although this method is more time consuming, many people still choose to apply for a credit card this way. Here are the steps:

  • Visit the BNI Credit Card Application Site: Visit the official BNI Bank website at https://www.bni.co.id/id-id/personal/kartu-kredit/jenis.
  • Download and Print Application Form: Select the option to download the BNI credit card application form and print the form.
  • Fill in the Form and Sign: Fill in the credit card application form completely and make sure you sign it in the section provided.
  • Send Form and Required Documents: Send the completed form along with the required documents for applying for a credit card (e.g. photocopy of ID card, pay slip, and proof of address) to the following address:

PT Bank Negara Indonesia (Persero), Tbk.

Verification and Approval

After submitting the form and documents, BNI staff will contact you to verify. Make sure you receive a phone call from the bank within the next few days.

BNI Credit Card Activation

Once your BNI credit card is approved and accepted, you need to activate the card so that it can be used. There are two ways to activate a BNI credit card:

1. By Phone

You can contact the BNI Call number at 1500046 which is active 24 hours. Follow the instructions to activate your credit card.

2. Via SMS

Send SMS with the format:

  • “AKT <space> your credit card number <space> date of birth (ddmmyyyy)” to 3346.
  • If you want to activate an additional card, send the same format by adding the additional card number.

Applying for a BNI credit card is now easier, either through offline, online, or postal methods. Each method has its own advantages and conveniences. You can choose the method that best suits your needs and convenience.

Make sure you prepare all the necessary documents so that the application process runs smoothly. With a BRI Credit Card, you can enjoy various benefits in transactions, from easy payments to various attractive promos offered.